Data Privacy Policy
Comprehensive disclosure of how personal information is collected, processed, and safeguarded across the CoverMantra lending marketplace.
Overview & Applicability
This Privacy Policy explains how CoverMantra Services Private Limited collects, utilizes, stores, and transfers personal information through our website and mobile application. By accessing our services, you consent to the data collection and processing practices described herein in accordance with the Digital Personal Data Protection Act, 2023.
Services & Data Processing Workflows
Name, PAN, and DOB are utilized for soft bureau inquiry. Bureau files are never sold or shared with non-lender third parties.
KYC, income statements, and bank proofs are encrypted and routed only to the specific RBI-registered lender chosen by the borrower.
Cookies & Session Security
We use secure session cookies to identify authenticated sessions, prevent cross-site request forgery (CSRF), and maintain application preferences. Non-essential tracking cookies can be disabled directly through browser settings without locking out account features.
Borrower Rights Under DPDP Act
- Right to access a summary of personal data processed by the platform.
- Right to correction and updating of inaccurate demographic or contact details.
- Right to withdraw electronic consent and request account data erasure.
Grievance Officer Information
In compliance with the Information Technology Rules, 2021 and DPDP guidelines:
CoverMantra Services Private Limited
CIN: U46109DL2024PTC438732
CoverMantra never requests bank passwords, OTPs, or advance fees.
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